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In Elsword, the bank is a separate storage that can be accessed by all players in towns.
The bank can be accessed by talking to Luriel in any town. The bank acts as a separate storage where players can deposit any items into it and withdraw it at any time. The bank can only store items and can not be used to store any forms of currency.
At the beginning, the bank will possess 8 available spaces. Additional spaces can be purchased from the Item Mall through Membership Cards. Using them will unlock 8 additional spaces in the bank, up to 48 spaces. These Membership Cards will apply immediately after purchase and will only apply to the character that made the purchase. It will not upgrade the banks of all characters within the same account. Upgrading the banks of other characters will require additional purchases.
At the bottom of the bank, there is a drop-down menu where the player can view the bank of other characters within the same account. However, this only allows the player to view the other banks. They will not be able to withdraw or deposit any items through this menu.
The shared bank is a separate bank that is shared between all characters within the same account. In order to activate the shared bank, the Cobo's Shared Bank Open Ticket must be purchased from the Item Mall for 1260 K-Ching. After activating it, the Shared Bank will become available with 8 spaces.
To expand the shared bank, Membership Cards must be purchased from the Item Mall. Unlike the Membership Cards for the personal bank, these Cards will cost twice as much K-Ching. However, unlike the personal banks, these upgrades only need to be purchased once and do not need to be purchased by multiple characters. The shared bank can be upgraded to a maximum of 48 spaces.
Any item that are deposited into the shared bank can be withdrawn by any character that are linked to the player's account, with the exception of characters that are restricted from trade. This can also be used to transfer items between characters with ease and without cost. The shared bank can also transfer items are normally untradeable. Transferring items will not have any penalty on the status of the item. If a sealed item is transferred through the shared bank, that item will remain sealed and will not affect the amount of Sealing Possible of the item.
The Bank Share System can not transfer the following items:
- Champion's Victory Medal
- Competitor's Coin
- Secret Dungeon Coin Cube
- Secret Dungeon Coins
- Drops from Henir's Time and Space (Time and Space Element, Time and Space Core, Power Stone Fragment)
- Level 80 Henir Equipment (1st ~ 3rd Dimension Sets)
- Raid Equipment (Elite and Unique rarities only)
- Raid Materials and Treasure Chest
- Certain event rewards